Coldwell Banker Heart of America Realtors

Recap of what's happening in the housing market.

Mon, 26 Sep 2011 11:25:45 -0600

Friday Five: Mortgage Lending and Limits, Housing Survey, and More

Here’s your five-minute catch-up on this week’s housing market highlights: Read

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Wed, 14 Sep 2011 01:07:43 -0600

Avoid Home Equity Loan and Refinancing Scams

Home equity loan and refinancing scams can cost you more than money—these scams can cost you your house. Read

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Fri, 05 Aug 2011 11:25:31 -0600

Kucinich Q&A: 20% Downpayment Would Keep Qualified Home Buyers on Sidelines

In an exclusive interview with HouseLogic, Rep. Dennis Kucinich (D-Ohio) explains why he joined a housing industry coalition in opposing a federal regulatory proposal, known as the qualified residential mortgage, that would require home buyers to make a 20% downpayment to purchase a home. Read

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Wed, 27 Jul 2011 09:19:48 -0600

Mortgage Options: Patronizing the Family Bank

In a time of choked credit and painfully low CD rates, some home owners and their parents are cutting financial institutions out of the mortgage picture and banking on each other. Read

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Mon, 25 Jul 2011 08:23:47 -0600

Escrow Accounts: What’s the Deal?

Does your escrow account ever cross your mind? Probably not. But forgetting to monitor it can lead to lost money and a big headache. Read

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Fri, 22 Jul 2011 02:07:15 -0600

Help Stop the 20% Minimum Downpayment Rule

If regulators get their way, many qualified home buyers may be shut out of the market very soon. Home owners and sellers will see their property values take a hit, too: Fewer buyers mean lower home values. Read

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Thu, 21 Jul 2011 09:01:04 -0600

Finally, A Sensible Solution to Ensure Affordable Mortgage Rates

Many pundits and policymakers insouciantly throw around the idea that Congress ought to get rid of Fannie Mae and Freddie Mac. Sure, Fannie and Freddie have their fair share of warts — they became insolvent after buying bundles of loans, including exotic, high-risk, and undocumented mortgages that helped stimulate the housing crisis. But getting rid of them could have a devastating impact on housing prices and home ownership in the country. Read

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Wed, 20 Jul 2011 08:28:58 -0600

Do ARM Rates Tempt You?

Would you refinance to get an interest rate below 3%? What if that rate would only last for five years? Read

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Mon, 11 Jul 2011 09:23:35 -0600

What Affects Credit Scores? 7 Misconceptions

If you’re trying to raise your credit score to get a good rate for a refinance or HELOC, you might be surprised by what affects—or doesn’t affect—your score. Read

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Fri, 08 Jul 2011 09:13:20 -0600

Should You Go Forward With a Reverse Mortgage?

Big lenders in the reverse mortgage business — Wells Fargo this month and Bank of America earlier this year — have pulled out of the market and won’t issue any new reverse mortgages. But MetLife and several smaller companies plan to stay in the market, so you won’t have issues finding a reverse mortgage if you want one. Read

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